Finance Victoria Pty Ltd, Specialists in Transport Finance

Whatever your financal needs are, let Finance Victoria assist you in finding the right loan for you. We specialise in loans in the fields of car finance, equipment finance, truck loans and motorcycle loans. Contact Finance Victoria today for all your loan needs.

Features in every finance package:
• We offer competitive interest rates from a range of lenders;
• Fixed monthly repayments make it easier to stick to a budget;
• The application is easy and approval takes as little as 24 hours.

Cars • Trucks • Motorcycles • Equipment

You don’t want to compromise when it comes to getting your new wheels. Let’s face it, a car dealer doesn’t know what loan is right for you and if you hit the car yard without getting your finance sorted first, you could be driving away with a high interest loan and without the car you’re really after.

A great rate car loan from Finance Victoria is fast and easy and will give you the confidence to bargain for the wheels that you want.

Chattel Mortgage

A Chattel Mortgage is a type of finance that allows sole proprietors, partnerships and companies using the 'cash' method of accounting for the Goods and Services Tax to claim back the GST on the vehicle's purchase price on their next Business Activity(BAS). There
is also a charge lodged by the Finance Provider with ASIC.

Commercial Hire Purchase

A Commercial Hire Purchase Car Lease allows you the option to borrow 100% of the purchase price or less if you wish to make a cash or trade deposit and gain immediate equity in the goods. Repayments may be structured to suit your business cash flow requirements including the inclusion of a balloon payment at the end of the loan term. Security is generally limited to the goods being financed, keeping your business assets free for other purposes.

This Commercial Hire Purchase solution will suit businesses that see benefit in gaining automatic ownership of the goods when the final payment is made.

Finance Lease

A Finance Lease or Car Lease is an arrangement between the finance company (the lessor) and the client (the lessee); whereby the finance company agree to rent a particular piece of equipment over generally a set term with a predetermined residual value. The lessor obtains legal ownership of the car to be leased, by paying the amount as advised on the (vendor's) supplier's invoice. The lessee then has the use of the car and pays rent for that use for the term of the car lease contract. During the term of the finance car lease agreement, the lessee merely pays rent and does not obtain ownership or equity in the car they are leasing. Under a car lease agreement, the Lessee is responsible for maintenance and running costs, car insurance and registration fees for the leased item.

Equipment Loans

As your business grows, so do the number of decisions you have to make regarding finance and equipment. Decisions like whether to buy assets straight out, organise a loan, take out a lease or utilise a hire purchase option.

What's best for your business will depend on your circumstances at the time. So what you need most is experienced, objective advice to assist in making decisions about your business capital needs. And that's where Finance Victoria can help. A member of our highly experienced team can discuss and assess your requirements - then make a prompt recommendation on a course of action. You'll find that we're competitive, flexible and able to offer you a choice of terms and finance options.



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Finance Victoria Pty Ltd
Level 2, 493 St Kilda Road
Melbourne, Victoria 3004.
Ph: 03 9006 1169
Fax: 03 9867 2110
Mob: 0407 303 567

ACN 121 611 569
ABN 98 121 611 569